Food Hygiene Regulations in Singapore

nea

In Singapore, food hygiene is monitored by the National Environment Agency (NEA). All food retail businesses must be registered to the NEA and regulated by the organization to prove that any food sold or produced by the food retail businesses is safe for consumption (retail businesses include restaurants, cafes, and more but excludes hawker centres).

Grading System

The NEA grades food service establishments based on personal and food hygiene and housekeeping of the premises. The grade must be displayed somewhere within the premises where it can be visible to the public. This is a method for the NEA to encourage establishments to improve their grade by adopting better practices. The assessment of the premises by the NEA results in the following grades:

  • A – a score of 85% or higher
  • B – a score of 70% to 84%
  • C – a score of 50% to 69%
  • D – a score of 40% to 49%

In order to help food service establishments to improve their cleanliness, the NEA has published the Food Handler’s Handbook and other practices and guiding materials.

Points Demerit System (PDS)

The PDS system is used in order to establish precedence for revoking licenses. Offences are categorized as minor, major and serious. Offences lead to demerit points. If an establishment collects 12 demerit points within 12 months, the establishment can be suspended for 2 to 4 weeks or its license can be revoked based on previous records. However this is a general guideline. The punishment differs for the type of establishment. For example, coffeeshops, food courts and canteens that accumulate 12 points over 12 months will be suspended for three days. Here is a detailed list of offences and the demerit points that they cost.

Food Handlers

The term food handlers refers to any person who is directly involved with food preparation: like the chefs, sous chefs, kitchen assistants, staff that handles beverages. Food handlers need to be registered by the NEA. As the owner of the establishment, you need to register all food handlers by filling up this form and submitting it to the nearest Regional Office. To find your nearest Regional Office, you must call 1800-2255 632 (1800-CALL NEA). In order to qualify as a food handler, a basic food hygiene course must be completed. The Food & Beverage Workforce Skills Qualification (WSQ) takes 6 hours of course work and 1.5 hours of assessment. Upon completion of assessment, the food handles will be given a Statement of Attainment. There are 2 subsequent refresher training sessions after 5 years and 10 years. The details on refresher training are on this page.

Food Safety Management System (FSMS)

The FSMS is used to ensure that manufacture, distribution and storage of food is safe for consumption. Every food service establishment must have an FSMS plan. The components of the plan are the following:

1. FSMS Plan 

a.    Flow diagram: with Critical Control Points identified

b.    Hazard Analysis Critical Control Points: charts for Critical Control Points (CCPs)

2. “WSQ Apply Food Safety Management System for Food Service Establishments Certificate (Statement of Attainment)

For more information on the FSMS and the requirements for your FSMS plan, click here. The link also gives information on different rules for new caterers and caterers that need to renew their license.

Finally, the NEA along with Spring Singapore has created a Singapore Standard for food service establishments so that they can make their FSMS plans by referring to the guideline. The guideline is $42 and can be purchased here. The process of creating the FSMS plan involves a workshop which includes 14 hours of course work and 5 hours of assessment.

That sums up the brief introduction to food hygiene regulations in Singapore. Hope that helps!

Executive Interview: Rob Nixon, CEO & Founder of PANALITIX

Rob NixonRob Nixon is the CEO and Founder of PANALITIX, a software as a service (SaaS) platform that provides analytical accounting data from small businesses to accountants around the world. Rob does a lot of education work in Australia and New Zealand with accountants and showing them how/why to outsource to the Philippines. We did a question and answer with Rob about his experience with the Philippines.

1. Can you tell me a bit more about yourself and your business? 
  • PANALITIX is a software as a service (SaaS) that provides analytical accounting data from small businesses to Accountants around the world
  • I have been working with Accountants for 21 years yet I m not one – I left school when I was 16
  • This is my 8th company and by far the most exciting
  • I educate Accountants on how to run a better business and how they can help their clients run better businesses
  • I constantly tell accountants they need to outsource repetitive tasks to lower cost labour in developing countries
  • I have been outsourcing to India for 4 years and the Philippines for 2 years.
2. Why do Aussie’s outsource to the Philippines?
  • We love the time zone difference – 2 hours
  • We love the English speaking abilities
  • We love the abundance of labour
  • We love the cost benefit – Australia is 5 times more expensive for the same task when all costs are added
3. What are the benefits? 
  • Definitely cost – 5 times difference
  • Eagerness to work – the Philippine team member wants to work and they work hard
  • easy to get along with
  • The service culture means they want to serve and please their customers
4. What are some of the downsides you have seen with outsourcing?
  • if you don’t train the new team or give them clear instructions if will not work
  • you have to initially travel to get the team up and running*

(*Note: Check out our other post about Mike O’Hagan’s Manila tours)

5. What are some of the best practices others should follow?
  • create good systems so the worker knows what to do
  • have good quality IT so solid communication can take place quickly
  • have 100% of systems cloud based – no transfer of files.
6. Do you suggest your clients start outsourcing to a company? or setup their own Philippine company?
  • Not initially. Go through a BPO and get the hang of working with a remote team.
  • Then when the team is 20+ think about incorporating.
  • If you’re going to have a team over 10 people there needs to be management in place to keep them working
7. You talk about “future proofing” – how can more people learn about future proofing their businesses?  
  • My latest seminar tour is in Australia and New Zealand in July & August. Covering 12 cities.
  • It is designed for Accounting firms and their team members
  • Full day workshop on how to to future proof the accounting firm and remain relevant.

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#MyClock iOS App Updated

PayrollHero MyClock DTR Time Device

The PayrollHero #MyClock iOS app has been updated in the Apple app store. There are quite a few changes to the app, most noticeably is the design. The overall look has been updated as well as some new functionality.

Screen Shot 2015-06-23 at 11.19.31 AMThe #MyClock iOS app is designed for individual employee use. The app shows an employee their upcoming and past schedules, their clock in and out data, the clock photos as well as lets them require a change to their schedule or notify of an absent.

Interested to know more about how PayrollHero works? Check out our website or reach out to our team and we would be pleased to give you a free one on one demo of the platform as well as the features and benefits.

Visit the Apple app store for the #MyClock app

Executive Interview: Russell Yu, IKI Concepts

I had the opportunity to meet up with Russell Yu, the Director of IKI Concepts in Singapore. Russell is in the process of bringing his successful restaurant concepts from Singapore to the Philippines.

IKI ConceptsIn Singapore, Russell operates Kaiseki Yoshiyuki, Horse’s Mouth Bar and Uma Uma! Original Hakata Ramen. They are very popular spots on Orchard Road. Russell is in the process of bringing Uma Uma! Original Hakata Ramen to the Philippines with the first location opening in November 2015 at the SM Mall of Asia.

Interestingly, one of Russell’s ideas to attract talent in Singapore is to rotate the team through Manila. We know something about this as we do the same thing with our #AdventureEngineering program. We rotate our team through our Whistler, Manila and Singapore offices and use that adventure as a core part of our recruiting effort – and it works. Russell’s take on this is interesting and I think has legs. Singapore’s restaurant and retail businesses have a big challenge when it comes to recruiting. The Singapore unemployment rate is 1.9% [2014 (Q4)] and it is difficult to bring in non-Singaporeans for the roles. So many restaurants and retailers go understaffed. The concept of rotating team members from Singapore through to Manila could be that added benefit to not only attract A players but keeps them around. Interested in learning more about the opportunities at IKI Concepts, reach out to their HR team.

Retail News: Canada’s Joe Fresh Coming to the Philippines

Joe Fresh PhilippinesimgresCanada’s Financial Post is reporting that the retail brand Joe Fresh is expanding further into Asia with the announcement of its partnership with SSI.

Joe Fresh is owned by Loblaws and has hundreds of stores throughout North America. SSI is the premier partner for restaurant and retail groups looking to enter the Philippines.

FamilyMart out of Japan choose SII along with Salad Stop from Singapore. Joe Fresh is another brand expanding into the Philippines in partnership with SSI.

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Planning on expanding to the Philippines? Here are some helpful resources

Are you thinking about doing business in the Philippines? With almost 100,000,000 people, mostly English speaking, a fast growing economy and the worlds largest centre for voice based outsourcing – the Philippines is a hot market.

Many business owners are coming to the Philippines looking to setup their restaurant chain, expand their retail business, outsource some of their operations or getting into the outsourcing business themselves.

I have compiled a bunch of resources that will help you along the way with your research of the Philippine market.

BPOs

Simon Meers of Wint and Kidd, tells his story about how he transitioned his Australian business to the Philippines and eventually opened a BPO. Read more about Simon’s story.

Clare Matchett, another Australian shares her story about human resource challenges in the Philippines, how they recruit, hire and manage their team as well as why she learned Tagalog. Read more about Clare’s story.

David Elefant has worked with tons of business owners wanting to setup in the Philippines. He is a fantastic resource to get your setup questions answered. Read more about David and what he is doing in the Philippines.

If your interested in learning more about setting up in the Philippines then check outMike O’Hagan‘s tours. He brings in entrepreneurs looking to see first hand how it all works. Read more about Mike.

Then of course there are questions about taxes, Government organizations, etc. Here are some resources on SSS, PhilHealth, Pagibig and PEZA.

Restaurant / Retail

Adrien of Singapore’s Salad Stop in the the process of expanding his restaurant chain into the Philippines. Read more about his adventure.

Eileen Grey, a business women in the Philippines who has grown The Picture Company into a multi-location success story. Read more about her experience here.

Andrew Masigan talks about his restaurant chain in the Philippines and how he got started. With 14 stores open and 2 more on the way, Andrew has some great experiences to share about operating in the Philippines.

Here is a video we shot a while back with startup founders and other stakeholders as to why they think the Philippines is a great place to do business.

Executive Interview: Simon Meers, Managing Director, Wint & Kidd Inc (Philippines)

As part of a new series on this blog we will be profiling PayrollHero users to learn more about them, their business, where they go to learn and best practices. 

Simon MeersLast week we spoke with Clare from SeekingService, this week is Simon Meers, Managing Director, Wint & Kidd Inc (Philippines). We asked Simon a few questions and his responses are below:

1. What brought you to the Philippines?
We were in the process of implementing a new ERP system for our company in Australia (Air-Met Scientific); we had a database of some 30,000 customer records that needed to be cleaned up before we uploaded it into our new system. I was looking for a team to do that and all roads were leading to the Philippines. I employed 5 or 6 people in 2013 to undertake that work and having successfully completed that task I realised that my team in the Philippines could undertake other activities to support my business. I currently have 14 team members providing support services in data management, sales and marketing, technical service support, website SEO and content management.

Screen Shot 2015-06-21 at 9.50.50 AM2. Tell us about Wint and Kidd?
Recently we moved to a larger office and incorporated a local entity in the Philippines (Wint and Kidd), WK is a boutique BPO for my business (Airmet) and we are offering that service to other Australian businesses. We currently have capacity for 45 employees and 14 are employed to service Airmet.

3. What is the background on the company name?
Albert “Wint” and Charles “Kidd” are fictional characters (villains) in the James Bond novel, and the 1971 film Diamonds Are Forever in the James Bond series. They are referred to in the novel and the film as “WINT and KIDD”, and act as enforcers for the smuggling chain of the Spangled Mob. It is their mission, amongst other things, to make sure the smuggling of diamonds, and everything connected to it go off without a hitch. I am a fan of the movie and the in particular the era of movies produced in the 70’s. In addition the name sounds like a professional consulting company.

4. What makes your company different?
At Wint and Kidd we believe that outsourcing or off-shoring should be used to transform a business not necessarily replace elements of it. We want to support businesses to deploy new ideas with ease, try new concepts without it being cost prohibitive, redirect key members of their current team to high pay off activities. There are other companies that provide outsourcing in the Philippines. They may share the same basic broad concept, but our partners work with us because of the people we provide and how our services are delivered. We understand that outsourcing must be efficient, effective and highly professional to succeed; we set out to connect people with what matters most — the experience for them and their customers.

5. When it comes to HR policies, what do you different that your employees love?
The Philippines employment law is very well established, in addition to meeting all our employment obligations we encourage our team members to work with energy and passion, to take responsibility and get involved in our continual improvement processes. Our offices are spacious and we have the latest technology, we promote a friendly and family atmosphere which is very important in the Filipino culture. We celebrate birthdays and other significant events; this encourages loyalty and a sense of belonging to an organisation that is genuinely interesting in the well being of its team members.

6. Where do you go for learning? (ie. what blogs, magazines, papers, etc do you read, watch)
I am a member of a CEO group which meets monthly to share experiences, I typically have 4 or 5 business books on the go at once because I find that most books should be only 100 pages long yet they pad them out for “perceived” value so I tend to skim them and move from one to the other. I have basically given up on watching commercial television; I get my fix from subscriptions to Netflix, Stan and dedicated sports streaming services. I was a “news hound” but to be honest it was just putting stress on my life and suffocating me with bad news stories so I just stopped watching the news and now just read my iPad over breakfast to keep up with the headlines.

7. Android or iPhone?
I started with the iPhone some years ago and have continued to support that product; I find it easy and intuitive.

8. Where do you find most of your talent? (which job site? what tactic do you use, etc?)
I tend to find people rather than advertise and hope that they can find me. I typically use LinkedIn to find people and then reach out for a conversation around opportunities. I use DISC profiling to ensure that any candidates are really well suited to the roles I have on offer.

9. What does 2016 look like for Wint and Kidd?
We will grow our services and continue to add real value to more businesses in the Australian market. My personal bent is business renovation and change management, I never stop looking for ways to improve my own business; I want to share my experiences and assist others.

10. Who is your ideal client?
We love clients who are looking to make real structural change to how they operate. Anyone can shift a bit of work offshore, we are not interested in clients who just want an ego boost by being able to say that they have a VA, we are in the business of driving measurable results, and our business is only as good as the experience we provide for our clients; we specialise in business transformation and my team in the Philippines is only one piece of that puzzle.

11. What was the biggest challenge when you setup in the Philippines?
There are so many layers of government that want a piece of the action and relationships between each group fragmented. Often you need to ask the same question in three different ways before you land in the right place.

12. What was the biggest positive surprise when you setup in the Philippines?
There is an enormous pool of talent in the Philippines and no shortage of human capital coming onto the market. The Filipino culture is one of resilience and this makes them ideal operators for contact or call centre work applications. Filipinos understand our culture; they get our jokes and share many of our values. They are a largely “Christian” based society which means they celebrate and share most of our religious holidays which is very convenient. The time zone is only 2 hours difference from the Australian East coast and is identical to the Australian West coast.

Capture13. What were you doing before PayrollHero (for your hr tools) and how is it now with PayrollHero?
When I set up Wint and Kidd I wanted to leverage the best technology available, all my systems use cloud based software and PayrollHero was an obvious choice. It provides me with the visability I need when I am back in Australia, the system allows my internal accountant to maximise her time and the integration with the statutory bodies is very convenient.


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Executive Interview: Mike O’Hagan of Mike’s Manila Tours

As part of a new series on this blog we will be profiling executives that are working to help entrepreneurs and business owners expand into new markets. 

Mike O'HaganWe spoke with David Elefant a while back about doing business in the Philippines, today is Mike O’Hagan who conducts tours of Philippine BPOs to Australians who are interested in setting up their operations in the Philippines.

1. Can you tell me more about your business (tours)?
Every 2-3 weeks, I bring 6 Western business owners to the Philippines where I teach and show them “how to offshore”, all the alternatives with the do’s and don’ts. They range from pre-start-ups, micro, small, medium, large and even listed companies.

There are seven different offshoring solutions – I teach all seven. We cover back office process, specialised services and manufacturing.

I also give them a massive dose of entrepreneurship.

The business is called MikesManilaTours and was started 3 years ago. I started after I made many mistakes when establishing a couple of offshored teams here and after observing many others making the same mistakes.

Mike's Manila ToursMy role is to educate – as opposed to showing them their prefect solution. That is why unlike other offshoring tours where commissions are involved, my tours are unbiased and are designed to equip business owners with enough information about the good and bad sides of offshoring in order for them to make a wise decision for their business.

2. Why do you like the Philippines so much?
Offshoring is a worldwide trend. The mantra is make it in the east, sell it in the west. I’ve been involved in Vietnam, India, Pakistan, Russia and Ireland. They have their points but none match the Philippines for friendly, helpful well educated people. The Philippines government is backing the industry and making in easy to operate. The country is stable and easy to access.

3. Why is the Philippines a good market for Australian companies to outsource to?
Worldwide, the Philippines stands out due to over 100 years of education in English with Christian core values combined with 3rd world wages and massive numbers of workers. When aligned with the internet/cloud computing and allowed any sized western business to access these educated workers, the Philippines is a unique and very attractive opportunity.

The same time zone as Western Australia means we generally employ between 6am and 3pm when the biggest player, USA, who employ 75% of the 1 million plus workers engaged in offshoring, employ from 10pm until 4am. This means that Australian businesses don’t need to deal with night differential wage adjustments for their off shored workers.

The workplace culture of Australians also suit the Filipino work ethics.

4. What is the biggest benefit to the Philippines?
It’s the new export. Money coming into the economy, directly into the households – whilst only giving their time and education in return. For years, the Philippines has been struggling with the supply of jobs. Australian businesses offshoring to the Philippines help the country elevate the unemployment problem by providing job opportunities for Filipinos.

I also feel there’s something in – how can we alleviate poverty? Employ them!

5. What is the biggest challenge for Australian companies setting up in the Philippines?
Misinformation. A lot of Australian companies set up in the Philippines without fully understanding what they’re getting themselves into. They fail to understand the different ways they can engage services / solutions, fail to comprehend the education levels and skill gaps in Filipino manpower, and they fail to allot time to understand the culture differences.

MikesManilaTours is structured to overcome these issues.

6. What resources do you consume (and suggest people consume) for learning about HR in the Philippines? (newsletters, blogs? magazines?)
I learn from other business owners. I do this in closed confidential type groups where we share all. My favorite is EO – Entrepreneurs Organisation. I’m very careful with blogs. I place more trust in the personal trustee Filipino staff than most of what’s written online.

7. What area of the Philippines do you suggest people setup their BPO in and why? (Fort, Makati, Pasig, etc)
Manila is typical of capital cities (worldwide) in a way that it attracts the smarter graduates who come for the better opportunities with higher wages. They then discover transport and higher costs dilute the dream. Today, large Aussie businesses are also poaching staff in NCR.

If you need people with high level skills – then Manila is the best choice for you. If your needs are common skills then the provinces are far better. Lower wages, more loyalty with the staff.

8. How many tours do you do a year?
I have 6 other businesses in 4 countries so I run the tours when I’m available. Numbers may be a better way to measure this – to date we have brought over 320 people up. Many have multiple business interests – no idea how many. We estimate we have created about 5000 jobs.

9. How many of your attendees actually end up setting up in the Philippines?
My numbers are a little warped by “Accountants”. Of the 320 about 100 were accountants who notoriously are not very entrepreneurial. About 25% of the accountants do something in the Philippines. Of the remaining 220 people, about 83% take action after the tour. Usually they move some of their processes, then discover they can create more value by developing and adding new processes to their business – some engage specialised services – a few create entirely new businesses from the opportunities that they have realised when they went on tour.

10. What is the most important thing to keep in mind when deciding to do business in the Philippines?
Trust. You must know who to trust. There are many “advisors” who are biased with their advice due to commissions and directed agencies. Every week, I’m finding Aussies in trouble because they received the wrong advice – they didn’t fully understand all the alternatives.

11. any other thoughts? tips? feedback?
Learn before you do. Nothing beats coming to the Philippines and seeing for yourself how it all works – where the big gains can be made.
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An Introduction to Domain Driven Design

The PayrollHero offices are buzzing with new energy. This week, the entire team flew in from Manila and Whistler to Singapore and worked through two days of intense training on Domain Driven Design with Kiro Harada. After the rigorous learning retreat, the team emerged with renewed perspective and restless enthusiasm. In an endeavour to contribute to our community, we want to share with you what Kiro taught us.

The learning retreat was conducted by lean and kaizen expert Mr. Kiro Harada. Kiro flew in from Japan and spent time with us both as part of the workshop and to guide us after it.

Domain Driven Design is all about communication. The gap between what developers want to create and what stakeholders in the company understand can be massive, potentially detrimental to the company. Even between developers, it is hard to maintain a common language as domains grow larger. This makes it tougher to model a problem which leads to further miscommunication.

Blind men and the elephant

For you and me, miscommunication sounds like an obvious problem. But what does it mean in a tech company for people who are not familiar with domains and modelling? To give us an idea of what he meant, Kiro told us about the 5 Blind Men and the Elephant. Each blind man gets a part of the elephant: like the leg, the trunk or the tail. Individually, the blind men know everything about their allotted parts. But when they regroup, one man calls his part a tree, the other man calls his part a snake, and so on.

Different perspectives colour reality and computer programmes cannot distinguish between the two. So what can you do to ensure that everyone is on the same page? The solution to the Blind Men and the Elephant problem is for each blind man to observe his part, regroup, model (or draw) what they observed, go back, make observations and repeat the process till they finally put it all together. You collect information and switch positions to ensure that everyone’s perspectives are clearly understood. The idea is to move from a state of –

Not knowing what you don’t know (or alternatively, knowing what you know)

to

Knowing what you don’t know

DDD is intended to take you back to the drawing board, where you design incrementally. The model must constantly evolve – from building a scenario that describes a model which is written into code that creates new scenarios, and the loop regenerates itself. Exploring models with creative collaboration while consciously focusing on the core domain is what DDD helps you do.

ddd_graphic.001

DDD in Practice: Modelling a Vending Machine

The concept of DDD can be vague unless you put it into action. Kiro chose to do just that by splitting us into teams and giving us a problem to model. The only instructions were to code for a vending machine.

Round 1: True to PayrollHero’s style, my team decided to code for a machine that vends beer. We got down to writing all components involved in the machine: beer, a tray to hold the beer, a coin collection box, refrigeration involved (liquid nitrogen, of course), landing tray, the works. We then wrote down all the actions involved, inserting the coin, choosing a brand, waiting for the beer. Then we wrote down all possible scenarios: what if too many coins were inserted, what if the power ran out, what if the machine go stuck while vending the beer, what if the beer wasn’t cold, what if… and we went on and on.

Till Kiro came up to us and said our time was up.

We got no coding done. We barely opened a laptop screen. There was no product, just a bunch of ideas. Round one was an epic failure. We had a brief discussion on what to do. Kiro told us we needed to start small. Create a scenario, build a model, implement it and then go back to the drawing board to create another scenario.

Round 2: We needed a fresh perspective. We started from scratch, this time making sure that the developer in the room coded while we built the model. The process seemed slow but was far more efficient. Every non-developer would review the code to make sure everyone understood what was going on. When time was up we had our minimum viable product. By making our core domain small, we had a flexible model that we could work around. It was evident that Domain Driven Design helped us create our MVP within 45 minutes.

Timeboxing: The Bomb

In theory, DDD now seems like a simple idea. Even when you are modelling a vending machine, applying DDD to one problem is easy. What if you are dealing with 20 different problems at a time? Kiro showed us how multi-tasking can wreak havoc on a team. We were made to stand in a circle and pass around a “bomb” in alphabetical order. We were just getting good at it, when Kiro threw in another bomb that we were supposed to pass around in height order. A few seconds later another bomb was introduced that was to work its way around the group in order of birthdays. As you would imagine, we took ages figuring out how to pass three bombs around simultaneously. It was inefficient, messy and absolutely hilarious.

The idea of multi-tasking is just not sustainable. It wastes time and does not capture anyone’s complete focus. Timeboxing is far more effective. Getting work done one at a time allows you to apply DDD, keep everyone involved on the same task and thereby get everyone to focus their energies on a single plan.

Day 1 ended on a high note. Kiro threw ideas on modelling different problems at us and the developers enthusiastically practiced on them. The team was exhausted but an idea was borne out of a full day’s worth of training. We had big plans for the future, with new features in the pipeline.

Day 2 picked off from the previous day’s final tip – timeboxing. When you do tasks one at a time, it’s important to prioritize which feature from your backlog should be worked on. At PayrollHero, developers choose a bunch of issues and then vote on them. After ranking the issues, Kiro suggested we vet through what the problem really is before we go deeper into solving it.

Fact vs Opinion

Once you have identified a problem, it’s worth evaluating whether the problem is relevant or even real. Differentiating fact from opinion is another one of those obvious steps but everyone often misses out on it when you are deep into the process of solving a problem. It’s worth hitting the brakes and breaking down the problem and solution.

Problem Solution
Fact The problem should be based on solid data, maybe customer feedback or some other data analytics A solution that arises from analysing the facts of the problem. A quantifiable improvement is preferable
Opinion What the developers believe the problem is An opinion about the solution may be a source of new problems or ideas

Moving from the problem to a solution is what Kiro calls a Hero’s Journey. Using the facts of the problem, developers need to use their imagination to model the solution. The next step is to design the model and then implement the solution. Often the implementation brings up new problems and the cycle begins again. (If you were wondering, the name comes from the Star Wars protagonist, Luke Skywalker, who was faced with the problem of saving the galaxy, then he met Yoda, and finally used the Force to save Princess Leia and bring freedom and peace to the galaxy. Kiro is quite the sci/fi fan).

heros_journey_web_1024

This marked the end of the learning material that Kiro taught us. After this, we talked about models specific to PayrollHero and practised tackling them. An interesting exercise was to build a simple model, say a delivery system, and throw scenarios at it to see where the model breaks. The entire team enjoyed the brain teasers but more importantly, it helped us look at our product with fresh eyes and a different angle to approach our pipeline ideas.

The next few days are all about using DDD for some rigorous introspection and using the new learning as a foundation for future ideas. We also got the entire team to spend some time together with each other and our new interns. We went out for lunch, dinner and drinks. It was a great experience for both developers and non-technical members of the team. Overall, we learned that modeling can and should be used to make decisions, both for R&D and sales and marketing. It was not just about app development, it was a new way of thinking and building on ideas and executing them. While we are constantly improving our methods and changing our approach, we want the PayrollHero team to stay on their feet and continue being awesome consistently.


PayrollHero Team at Domain Driven Design Workshop Singapore

PayrollHero Singapore Payroll Team

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Special Employment Credits in Singapore

pablo (2)

The Special Employment Credit was introduced in 2011 in order to provide tax credits for employers who employ low-wage Singaporean senior citizens. The time period in which the SEC is implemented is between January 1, 2012 and December 31, 2016. The last SEC payout will be on March 2017.

There are three main criteria in order to apply for the SEC. The employee must be:

  1. a Singaporean citizen
  2. aged over 50
  3. earning less that $4000 a month

In the year 2015, the Government decided to increase credit rates in order for companies to cope with the increase in CPF contributions. Credit offered by the government is 8.5% of the employee’s monthly wages for employees aged between 50 and 65. For employees over 65 years of age, the credit is 11.5% of monthly wages. These rates apply till December 31, 2015. The schedule for credit is given below:

SEC for the month ($) for employers who hire Singaporeans
Income of employee/month ($) between ages 50 and 65 over age 65
500.00 42.50 57.50
1000.00 85.00 115.00
1500.00 127.50 172.50
2000.00 170.00 230.00
2500.00 212.50 287.50
3000.00 255.00 345.00
3250.00 191.25 258.75
3500.00 127.50 172.50
3750.00 63.75 86.25
>= 4000 0.00 0.00

The rates for 2016 have not been announced. The Singapore government has not specified whether these rates will remain or be reverted back to the old credit rates.

SEC Payments

SEC payments are made on a retrospective basis. For the months between January and June, SEC payments will be made in September. For months between July and December, SEC payments are made the following March. A company will qualify for SEC payments only after the necessary CPF contributions have been made. To check the contribution schedule for CPF and for more details on CPF payments, check out our blog post. Payments are made via GIRO. For companies without GIRO, a cheque will be sent. An important point to note that SEC is taxable.

To find out the absolute value of credit that your company will receive, you can click on the SEC calculator here. For more details on SEC, you can find FAQs here.